Our Insurance Products
Motor Private (Individual)
Covers private vehicles against accidents, theft, fire, and third-party liabilities.
Motor Private (Fleet)
Designed for companies or groups owning a fleet of private vehicles. Offers streamlined administration and comprehensive protection for multiple vehicles under one policy.
Tankers (Flammable Liquids)
High-risk coverage specifically tailored for tankers transporting flammable substances like fuel and petroleum products, addressing unique environmental and liability risks.
Private Hire (Self Drive)
Coverage for car rental businesses offering vehicles for self-drive hire, protecting the asset while being operated by hirers.
Tour Service Vehicles (TSV)
Specialized cover for vehicles used in the tourism industry, such as safari vans and cruisers, including passenger liability.
Institutional Vehicles
Comprehensive cover for vehicles owned by institutions like schools, colleges, hotels, and corporations for transporting staff or students.
Motor Commercial PSV
Comprehensive cover for public service vehicles (Matatus & Buses).
Ambulances & Fire Fighters
Critical coverage for ambulances and fire engines, ensuring protection during emergency response operations.
Agricultural & Forestry Vehicles
Insurance for tractors, harvesters, and other vehicles primarily used in farming and forestry operations.
Definite Medical – Corporate Cover
Tailored healthcare solutions for organizations.
INCLUDED COVERS
Inpatient Cover
Hospitalization cover including surgery, accommodation, and specialist care.
Outpatient Cover
Day-to-day medical consultations, diagnostics, and medication.
Maternity Cover
Comprehensive maternity benefits for expectant employees.
Dental Cover
Routine and emergency dental care benefits.
Optical Cover
Eye care services including consultations and corrective lenses.
Public Liability Insurance
Protects businesses against third-party injury or property damage claims.
Product Liability Insurance
Covers legal liability arising from defective products.
Employer’s Liability Insurance
Covers employer responsibilities for workplace injuries.
Work Injury Benefits Act (WIBA)
Mandatory insurance for employee injuries or death during work.